PropertyMex

Constancia de No Adeudo (Certificate of No Debt)kohn-STAHN-see-ah deh noh ah-DEH-oo-doh

Constancia de No Adeudo (Certificate of No Debt) is an official document confirming a property has no outstanding debts for a specific service or tax, such as predial, water or condominium fees. Required at closing in Mexico to prove the property is clear of arrears before title transfers.

By Daniel Ortega · Last reviewed 8 November 2026

How it works

A foreign buyer purchasing property in Quintana Roo must obtain three separate constancias before closing: predial (property tax) from the municipal treasury, water from CAPA or the local operator, and—if buying a condominium unit—HOA maintenance fees from the condominium administrator. Quintana Roo Condominium Law Article 12 requires that units be current on ordinary and extraordinary maintenance fees, with a copy of the constitutive deed and bylaws delivered to the buyer. The notary must verify the constancia de no adeudo signed by the administrator plus CFDI receipts of the last three payments. Costs range from MXN 150 to 400 depending on the municipality; Playa del Carmen charges MXN 293.28 (2.5 UMAs) for predial certificates, while CAPA water certificates cost MXN 108.16 with 48-hour resolution and 30-day validity. Sellers typically pay any arrears and certificate fees before closing.

Full guide: Closing Costs in Mexico

Related terms

Libertad de Gravamen (Lien-Free / No-Encumbrance Certificate)Predial (Property Tax)Due Diligence (Debida Diligencia)Cierre (Closing)HOA / Cuota de Mantenimiento (Homeowners Association / Maintenance Fee)Escritura Pública (Public Deed)