PropertyMex

Flagship guide

Cozumel Real Estate News

Cozumel is Mexico's largest Caribbean island and one of the most stable property markets in the Riviera Maya. This hub brings together market data, buying guidance, development news, ownership rules and relocation advice for the island in one place.

Legal and tax paperwork: a property contract with a pen and signature, illustrating property tax and ownership rules for Cozumel owners
Cozumel· Mexico Property Law, Taxes & Ownership

Property Taxes and Ownership Rules for Cozumel Owners

A 2026 guide to Cozumel ownership costs: low predial (~US$250-$500/yr), ~2% ISAI acquisition tax, 25% non-resident rental and capital-gains withholding, and the fideicomiso. General information, not tax advice.

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A house key held in hand, representing buying property in Cozumel as a foreign buyer
Cozumel· Buying, Selling & Renting

Buying Property in Cozumel as a Foreign Buyer

Foreigners buy in Cozumel through a bank trust (fideicomiso). Here is the 2026 breakdown of the restricted zone, trust and permit costs, the notario's role, ISAI transfer tax and total closing costs, plus a step-by-step process.

· 5 min read
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Why Cozumel stands apart from the mainland

Cozumel's property market behaves differently from Playa del Carmen or Tulum. Land is finite, the year-round cruise and dive economy underpins rental demand, and the town of San Miguel concentrates most services, schools and medical care within a compact area.

Where buyers concentrate

Downtown San Miguel attracts long-term residents and renovators, the northern and southern coastal roads attract second-home and vacation-rental buyers, and inland colonias remain the most affordable entry point for local-market purchases.

What to read next

Start with the market report if you are pricing a purchase, the ownership and tax guide if you are a foreign buyer, and the relocation guide if you are planning to live on the island full time.

Frequently Asked Questions

Yes. Cozumel sits inside Mexico's restricted zone, so foreign buyers typically hold residential property through a bank trust known as a fideicomiso, or through a Mexican corporation for commercial use.

Cozumel property questions

Cozumel suits certain buyer profiles depending on lifestyle, budget, and investment goals — describe its character (beach town, resort city, dive destination, lagoon town, gated community, etc.), demand drivers, and typical buyer. Summarize the pros and the trade-offs. Figures vary by region and municipality — confirm locally before relying on them.